Today’s Average Waltham Interest Rates

Whether you’re looking for a simple savings account or longer-term commitment like a certificate of deposit, the interest rate it earns is very important. The best rates depend on where you live, as some locales have higher rates that others. That’s why knowing the average interest rates in your home town, like the average Waltham interest rates, will help you determine which banks and credit unions near you have the best offers on deposit accounts.

Below is a look at the average interest rates across a variety of accounts in our database. These rates include those offered by financial institutions within 50 miles of Waltham, MA.

Average Savings Account Interest Rate in Waltham, MA

Out of all the financial institutions in and around Waltham, there are 27 savings accounts available. The highest savings rate in the city is 1.1% APY and the lowest is 0.05% APY.

The average Waltham savings rate for today is 0.31% APY.

Average Waltham, MA CD Rates

Generally, the longer the term on your certificate of deposit, the higher the interest rate it earns. Here are the average 6, 12- and 24-month Waltham CD rates:

6-Month CD

There are a total of 29 CDs available in the city today with a term of six months. Of those accounts, the highest rate is 0.9% APY, while the lowest is 0.05% APY.

The average 6-month CD rate among all of these accounts is 0.53% APY.

12-Month CD

You can currently find 31 accounts in the city with a 12-month term. The best rate we have in our database is 1.15% APY. The lowest 12-month CD rate is presently 0.25% APY.

The average 12-month CD rate in Waltham is 0.81% APY right now.

24-Month CD

Out of a total 31 accounts available, the highest 24-month CD rate is currently 1.61% APY. On the other end of the spectrum is the lowest rate of 0.65% APY.

The average 24-month CD rate in Waltham today is 1.2% APY.

Please note these rates are accurate as of July 21, 2011. Rates are subject to change at any time at the discretion of the individual financial institutions. Please verify rates before opening an account.

Related CD Rates Articles

Best Waltham Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Southcoast Health System Credit Union 2 Year CD Account	1.50% Date: Apr 30, 2012 View Rate Details
Providence Postal Credit Union 2 Year CD Account	1.20% Date: Apr 27, 2012 View Rate Details
Marlborough Savings Bank 2 Year CD Account	1.11% Date: May 4, 2012 View Rate Details
New Bedford Credit Union 2 Year CD Account	1.10% Date: May 10, 2012 View Rate Details
Members Plus Credit Union 2 Year CD Account	1.06% Date: May 1, 2012 View Rate Details
Pentucket Bank 2 Year CD Account	1.05% Date: Apr 30, 2012 View Rate Details
The Citizens National Bank 12 Month CD Account	0.33% to 0.27% Date: May 11, 2012
Marlborough Savings Bank 12 Month CD Account	0.70% to 0.65% Date: May 4, 2012
Beacon Federal 2 Year CD Account	0.85% to 0.80% Date: May 4, 2012
City Of Boston Credit Union 12 Month CD Account	0.70% to 0.60% Date: May 3, 2012
Coreplus Credit Union 12 Month CD Account	0.50% to 0.45% Date: May 3, 2012
Members Plus Credit Union 2 Year CD Account	1.11% to 1.06% Date: May 1, 2012

See All Banking Rates

Check rates in these cities in Waltham: See Cities